A small dedicated team of IFA's who work to develop long term relationships with our clients. We ensure our clients financial requirements are catered for throughout the different phases of life by developing close personal relationships, applying our knowledge and professionalism to every aspect of finance, however small.

How we work

When we first meet, we will usually start off by discussing your aims and needs in general before going on to conduct a thorough financial review. Following our review, we will take time to consider your situation and needs in detail, before writing a full report of our conclusions and presenting it to you at a subsequent meeting. We will then discuss our conclusions and recommendations with you, before agreeing the priorities, what should be done and when.

We offer a wealth of experience on topics such as Mortgages, ISAs, Savings Plans for Adults and Children, Offshore Regular and Lump Sum Savings, Pensions, Income Replacement Plans, Home Equity Release for the elderly, competitive Life Assurance, etc. and Mortgages

Our computerised 'Mortgages While You Wait' mortgage sourcing system allows us instantly to provide you with a selection of the best 'Fixed', 'Capped', 'Discount' and 'Flexible Payment' rate options.

We will offer our opinion as to which is the best offer for your own personal circumstances and, remember, the cheapest rate is not necessarily the best - i.e. it is important to consider all the relevant factors!

When the most attractive option has been chosen, we will then illustrate the monthly costs on the different bases for repayment of the capital, e.g. linking the mortgage to ISAs, an existing Endowment, a Maximum Savings Plan, on a straightforward Capital Repayment basis or possibly 'Interest Only'.

For mortgages we can be paid by commission or a fee of, usually, £375.